Brrr it’s sure getting cold outside. Imagine being at home or in your caravan or motorhome, when suddenly there’s a problem with the electrics, a pipe bursts or the heating system breaks down – it could make life at home really unpleasant or could ruin a holiday.

It’s easy to assume that these things won’t happen to you, but it doesn’t hurt to be prepared. After all, if an emergency isn’t handled quickly, it could render the home, caravan or motorhome, unsafe or unsecure.

Your home, caravan or motorhome insurance policy will usually step in to repair any lasting damage caused by escape of water or storm (refer to your policy booklet to see conditions and what’s covered) but what about getting quick assistance to help get things back to normal when little emergencies occur?

To help you overcome all manner of calamities whilst staying at home or out on the road, we have launched great value home emergency insurance exclusively for Caravan Guard policyholders.

Under one roof, under one polcy

Caravan Guard home emergency cover has been created to protect your home, caravan or motorhome against unforeseeable events that can strike at any time.

So if there’s an issue with water and gas supply, electricity failure or internal plumbing and drainage, we’ll organise and pay for an approved engineer to visit your caravan, motorhome or home.

Here’s a full list of policy features and benefits available:

• Boiler breakdown – Assistance to restore hot water following the failure of your boiler

• Water, plumbing and drainage – We’ll help if your plumbing or drainage fails, or you need to get your water supply running again

• Electricity and gas supply – We’ll get you reconnected if there’s a problem with your gas or electric

• Main heating system – Help to restore your central heating system if it stops working

• Emergency repairs – We’ll secure your home or caravan following an accident, or make emergency repairs to your roof after bad weather

• Pest infestation – Rest assured we’ll remove wasps, hornets, rats or mice

• Alternative accommodation – If we can’t fix things quickly, we’ll pay for somewhere for you to stay

• Optional boiler service and maintenance – We’ll cover the cost of servicing and repairs to your boiler

Annual caravan or motorhome premiums from just £43.40*

Holidays are a precious time for you and your family, so having the peace of mind of knowing that your holiday won’t be cut short if should something happen whilst you’re away, really can make all the difference.

From as little as 84p a week you’re covered by a policy that’s designed to get your caravan or motorhome moving and allows you to continue on your holiday without disruption. If you’re at home when things go wrong, our 24-hour claims team is on hand to assist you in an emergency and get things back to normal in no time at all.

We have three cover options available: Gold, Platinum and Platinum Plus.

If you’re looking to insure just your caravan or motorhome, the Gold and Platinum packages offer different levels of cover depending on what you want.

For those wanting to insure their main residence, the Gold and Platinum policies will provide a high level of cover and in addition the Platinum Plus includes boiler servicing and maintenance. Cover for your main home is available from as little as £1.06 per week and if you decide to insure both your caravan or Motorhome and your main residence, you’ll get an additional discount.

Platinum Plus is available to those who want to insure their main home; it offers cover specifically for risks that are likely to affect a bricks and mortar home and is available from as little as £4.95 a month.

Can you afford to go without home emergency cover?

With winter upon us, now really is the perfect time to consider home emergency cover for you caravan, motorhome or home. Without it, you could risk having to pay a hefty call out chare or repair bill if something does go wrong.

Caravans and motorhomes are incredibly susceptible to the cold weather, so it’s certainly worth putting the right measures in place to ensure that if disaster strikes, you’ve got it covered.

Visit our home emergency page for more details.

*Benefits and discounts are subject to terms and conditions, cover level and underwriting criteria. Minimum premium is £54.95 to insure your home only. Prices correct as of 21/11/2014 but may be subject to change. Minimum premium is £43.40 to insure your touring caravan or motorhome only.