A decade ago you would have been hard-pressed to find a new caravan that came fitted with the latest safety and security devices, but the same cannot be said of 2015. In fact just like we saw on 2014 caravan models most new models come installed with added security including electronic anti-snaking devices, axle wheel locks, alarms and even trackers.
Choosing a caravan with extra safety and security features, be it new or second hand, not only means peace of mind for you as a buyer, it could save you money on your insurance.
AL-KO Wheel Locks offer a 10% insurance discount with Caravan Guard
Safety and security insurance discounts
Many insurance specialists offer big savings for security and safety devices. If you’re a touring caravan owner and you insure with Caravan Guard you’ll receive a 5% discount if you have an electronic anti-snaking device fitted such as AL-KO ATC or BPW iDC; a 10% discount for axle wheel locks such as AL-KO Secure and a 5% discount for having a manufacturer’s alarm fitted. Approved tracking devices result in a huge 15% discount. Though unlikely to be a manufacturer fit, Tyron wheel safety bands also generate a 5% saving.
2015 caravans with the best insurance discounts
BAILEY
Models in the 2015 Bailey Unicorn range, as you might expect, are packed full with the latest security and safety devices. Featuring the ATC Trailer Control anti snaking system, AL-KO Secure Wheel Lock and TRACKER Retrieve, a customer choosing to buy a Unicorn would get 30% of discounts with Caravan Guard insurance.
2015 Bailey Unicorn
Bailey’s 2015 Pegasus GT65 (RRP from £16,875) also comes fitted with the AL-KO ATC and Secure wheel lock and therefore gets 15% of insurance discounts from Caravan Guard.
COACHMAN
Coachman’s luxury Laser range features the AL-KO Secure Wheel Lock; the AL-KO ATC, a remote control alarm system with PIR tilt sensors, and the Phantom Proactive tracking device. Together these generate 35% in insurance discounts from Caravan Guard.
2015 Coachman Laser
All models in Coachman’s VIP range come with the same devices as above – minus the tracking device – so qualify for a 20% of discounts.
Models in Coachman’s popular Pastiche range can also earn you a 10% in savings as they feature the AL-KO ATC and alarm system.
ELDDIS
Featuring an alarm system, AL-KO Secure Wheel Lock, ATC Trailer Control System and TRACKER Retrieve, the Elddis Crusader range offers 35% in savings with Caravan Guard.
Elddis Crusader 2015
The Elddis Affinity and Avante both have the AL-KO ATC Trailer Control System fitted, which generates a 5% insurance saving.
Similarly, in the Compass caravan range, the Rallye gets a Phantom Proactive tracking device, an alarm system, and AL-KO’s ATC Trailer Control and Secure wheel lock meaning insurance discounts add up to 35%. Whilst the Corona range is fitted with the AL-KO ATC again giving saving you 5%.
The AL-KO ATC anti-snaking device offers a 5% saving
Buccaneer models get the same features as the Compass Rallye.
LUNAR
The 2015 Lunar Clubman and Delta are available with the AL-KO ATC Trailer Control System, AL-KO-Secure Wheel Lock, PIR tilt sensor alarm and the Phantom Proactive tracking device. Collectively these equate to a 35% of Caravan Guard discounts.
Lunar’s Lexon and Stellar ranges are fitted with an alarm and AL-KO’s ATC system giving buyers 10% in discounts from Caravan Guard.
SWIFT
Since 2013 Swift has fitted all of its caravans with battery powered TRACKER Retrieve devices, automatically generating at 15% insurance discount with Caravan Guard.
Caravans in Swift’s Elegance range are fitted with an alarm system with tilt sensor and key fob; AL-KO Secure Wheel Lock and AL-KO ATC as standard. Together with the TRACKER Retrieve, these generate 35% in insurance discounts.
The 2015 Swift Conqueror range also features the AL-KO ATC, an alarm system and TRACKER Retrieve, to secure 25% in discounts.
As for the caravans in the 2015 Swift Challenger SE range, these too feature the TRACKER Retrieve and AL-KO ATC giving 20% in discounts.
The Swift Challenger Sport range offers a 15% discount thanks to its TRACKER Retrieve system.
There are plenty of insurance savings for standard fit security and safety equipment in Swift’s Sterling branded models. The Continental range has the same devices as found in the Swift Elegance so gets 35% in discounts. The Eccles range equals the Challenger SE range in terms of security and safety features whilst the Eccles Sport matches the Swift Challenger Sport range.
Get an online quote today
If you have your eye on a 2015 caravan and would like to know how much you can save on insurance, please visit our touring caravan insurance page to learn more and get an online quote.
I had been with caravan guard insurance for years,when all of a sudden they decided that my storage site was liable to flooding.Flooding was never mentioned all the previous years when I renewed my insurance.We have never had any flooding round here,and we are not prone to it.I am well in my sixty’ sand I have never seen any flooding here.I argued my case,but to no avail.I thought I was treated unfairly.I am now with the caravan club for my insurance.
Dear Geoffrey,
I’m very sorry to hear that you were dissatisfied with the service you received from Caravan Guard when your renewal was due back in August 2013. We endeavour to ensure the highest standard of service is delivered at all times, so it’s disappointing to hear that you feel you were treat unfairly.
After looking into your record I’d like to explain a little bit about how we asses flood risk.
Together with leading insurer RSA we regularly assess flood risk throughout the UK to ensure the safety of our customers and their caravan or motorhome.
The risk of flooding is always subject to change; in order to establish the severity of such risks we use detailed reports from the MET Office, forecasting tools and data from the Environment Agency to assess if a particular area, postcode band and storage facility is susceptible to flooding.
We also conduct assessments to measure how likely am area is to be affected by storms, high winds, excessive snowfall etc. Taking this approach ensures we can keep insurance premiums competitive for owners with units sited on most UK storage sites.
Whilst I understand your disappointment that we could no longer provide you with cover, I would like to assure you that we declined to insure all customers in your specified postcode area.
If you would like to talk to a member of the complaints team regarding this, please email [email protected] or contact us on 01422 396 815.
Many thanks
Lucie
Hi, following the placing a order for a 2015 Bailey Cartagena, I received three telephone calls from caravan guard asking to quote my new insurance. I agreed, and followed though with the standard questions and answers ect. I may say that all requirements were met, all accept one, ” is the security gate locked 24 hours each day ?” I informed the representative that there are two inderpendent gates, along with cct tv, two 24 hr watchmen on site. Also the owner of the storage compound lives only metres from the second steel barrier and keeps a keen eye on what’s going on. However I was refused cover as said barrier is not down 24 hours each day. I, along with the owner think that is rather a silly rule as I quoted ” Ronnie Biggs could not pinch anything from that storage compound.” So guys one of your competion received my cash quite happily. Regards, Mike?
Hi Mike
Many thanks for getting in touch; we’re always looking for ways to further improve our service and your feedback allows us to do so.
In response to your query, we occasionally ask our customers to comply with certain storage requirements, which are often more stringent for high value twin axle caravans like yours, to ensure their units are as secure as possible and safe from a number of risks including theft and attempted theft, accidental damage and fire.
Our requirements are based on what we know from historical claim patterns and are supported by years of research and experience. Whilst it’s great to hear that you’re confident in your chosen site’s security, our claims experience tells us that a caravan is less likely to be stolen if there is access control in place at all times with users having to get through a locked barrier to enter and exit the storage site. We are unable to vouch for individual storage circumstances such as the reliability of your storage site’s watchmen or owner to control entry and exit during the hours when the barrier is open.
Many thanks
Lucie
Hi Mike, I read your comment regarding being refused insurance due to the security barriers. I have also been refused insurance for the same reason and are experiencing difficulties finding a company willing to insure me. Could you please tell me details of your insurance company please?
Kind regards
Jessica