Motorhome and campervan




Three reasons to buy



Your quote rewards you for being a careful owner.

We offer these great discounts...

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*Note that 25% is our maximum electronic security device discount even if you have more than one device fitted to your motorhome.


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*Note that 25% is our maximum security device discount even if you have more than one device fitted to your motorhome.

Your fellow campervan owners rate us as Excellent on leading independent review website trustpilot.com.

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You’ll also have the reassurance of extensive cover backed by a leading UK insurer, RSA.

  • Comprehensive specialist motorhome cover
    Reassurance of accidental damage cover and no excess for windscreen repairs
  • 24 hour UK recovery and roadside breakdown assistance (operated by AXA Assistance)
    A specialist team will help if you get stuck and recover you no matter how big your motorhome
  • European breakdown cover
    Extends our specialist motorhome recovery service including repatriation costs.
  • Emergency accommodation cover options
    Fall back on up to £75 daily for a maximum of 15 days so you can continue your holiday – or pay to extend this up to £100 per day for up to 30 days
  • £100,000 motor legal expenses
    This covers any motorhome or car owned by you and can be used to fund legal proceedings to recover uninsured losses, such as your excess, from the driver at fault, where you have greater than a 51% chance of compensation success
  • £20 million public liability cover
    Protection from legal claims made against you or insured drivers for accidents, injuries or damage
  • £15,000 personal accident cover
    A little peace of mind provided by a lump sum payment following a major accident
  • Awning storm damage
    Both your motorhome and awning are covered should they be caught in a storm
  • Highly rated claims service based in the UK
    Our experienced team of experts at RSA will settle your claim quickly and efficiently
  • Comprehensive European cover up to 9 months option
    Enjoy the freedom to take trips abroad be it a hop across the channel or a full tour of Europe*
    Click to read list of countries covered.
    Motorhome European insurance cover

    Our European Motorhome Insurance option gives you comprehensive cover to visit the countries listed in the table below.

    The Endorsement section of your policy schedule shows if European Insurance and / or European Breakdown options are in force.

    The maximum amount of time that can be spent in any one country is 180 consecutive days. The maximum amount of time that can be spent abroad in Europe overall is 9 months within each policy year.

    Green Cards

    To visit certain countries you will require a Green Card (see table below), which proves you have the minimum legal requirements for third party liability insurance.

    We can issue a Green Card for an additional charge on request. Please contact us in good time with details of the countries you are travelling to and the dates you will be in each country.

    Please note that our European Breakdown provider AXA Assistance and Legal Expenses provider Auxillis Limited (formerly Albany Assistance Limited) do not provide cover in countries that a Green Card is required for.

    Scroll down to see list of countries

    Albania Warning Additional cover required – please contact us
    Andorra Covered
    Austria Covered
    Belgium Covered
    Bulgaria* Covered
    Croatia Covered
    Cyprus (Greek)** Covered
    Czech Republic Covered
    Denmark Covered
    Estonia Covered
    Faroe Islands Warning Additional cover required – please contact us
    Finland Covered
    France (inc Monaco) Covered
    Germany Covered
    Greece Covered
    Hungary Covered
    Iceland Covered
    Ireland Covered
    Italy (inc San Marino & Vatican) Covered
    Latvia Covered
    Liechtenstein Covered
    Lithuania Covered
    Luxembourg Covered
    Macedonia Warning Additional cover required – please contact us
    Malta Covered
    Montenegro Warning Additional cover required – please contact us
    Netherlands Covered
    Norway Covered
    Poland Covered
    Portugal (inc Madeira) Covered
    Romania* Covered
    Serbia (excluding Kosovo) Warning Additional cover required – please contact us
    Slovak Republic Covered
    Slovenia Covered
    Spain (inc Balearics & Canaries) Covered
    Sweden Covered
    Switzerand Covered
    UK (inc Gibraltar) Covered

    Countries listed correct as of 28/02/2019.

  • Protected no claim discount option
    Help to keep your premiums low even if you have to claim
  • £5,000 equipment and personal possessions cover
    For portable items such as trailers, awnings, gas bottles, generators, TVs and clothing
  • New for old motorhome replacement (if owned from new and under 2 years old)
    Get a brand new motorhome if yours is written off or stolen
  • £1,000 cover for keys and locks
    Feel secure with replacement locks, keys and transmitters following theft
  • Flexible excess from £150
    You can reduce your premium by increasing your excess
  • 14 day money back guarantee (subject to no claims)
    Our plain English policy comes with the reassurance of a satisfaction guarantee

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✝Customers introduced to us via Motorhome and Campervans UK, will receive a 10% discount from the standard Caravan Guard rates, this applies to both new and renewing customers. Discount is subject to underwriting terms and conditions. Not available in conjunction with other offers. Discount does not apply to the motor legal expenses or breakdown elements of cover. Minimum premiums apply. We reserve the right to remove offers, discounts or adjust premium rating factors at any time. Details correct as of 21/12/2021.

This website provides a brief summary of the policy cover and options that are available to you. Your schedule will confirm cover features and levels applying. Benefits and discounts are subject to change and are subject to terms and conditions, cover level and underwriting criteria. For more information about our motorhome insurance policy, you can download a specimen policy or policy summary from our motorhome insurance documents section. Minimum premiums apply.

If you'd like to know more about Caravan Guard or our products, visit our homepage or click here to view our frequently asked questions

More reasons to choose us
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Reassuringly good cover from a leading insurer
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Highly rated claims service
Highly rated claims service
Money back guarantee
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Award winning company
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Plain English policy and documents