Why is caravan insurance so expensive?

Caravan insurance can seem costly when compared to motor or household insurance; however, the price is based on how often a claim could arise.

Caravan structures are not as strong as houses or cars so generally come off worse following accidents and bad weather. Also caravan theft remains a major threat.

There are lots of ways to reduce your premium including discounts for security devices like alarms and safety devices like electronic anti-snaking.

Remember, the best caravan insurance policy may not be the cheapest. Make sure the cover levels are appropriate for your needs.