Does car insurance cover towing a caravan?

Most comprehensive car insurance policies cover you to tow a trailer, but usually only for third party liability. In other words, you would be covered for any injury to another person or damage to their property.  However, your policy would not pay out to repair damage suffered by your caravan or if your caravan was stolen.

Therefore it makes sense to think about getting specialist insurance for your caravan, even though insuring a caravan isn’t compulsory. Check if your current car insurance policy covers you for towing.  Most insurers include third-party cover to tow a trailer, but they may not cover you to tow a caravan over a certain length